Should I Pay Mortgage Taxes and Insurance on My Own?

Should I Pay Mortgage Taxes and Insurance on My Own?

When you buy a home or refinance, your lender will talk about setting up an “escrow” account. They may also refer to the charges in that account at “impounds.” If you are new to mortgage loans, you may not understand what these ter

Dec 30, 2020 | Mortgage Advice

Getting Ready for Homebuying in 2021

Getting Ready for Homebuying in 2021

As we head into the new year, you might be thinking about buying a new home at some point in 2021. And with interest rates still at historic lows, the time is still right to jump at the opportunity. Keep in mind that, to qualify for a mortgage, your cred

Dec 22, 2020 |

Questions to Ask Your Mortgage Lender

Questions to Ask Your Mortgage Lender

Buying a home or refinancing usually involves taking out the biggest loan of your life. It's important to make sure you understand everything that goes into that mortgage and what will be required of you as a borrower. Here are the most essential ques

Dec 16, 2020 | Mortgage Conventional Loans

Looking Forward to 2021: Setting a Budget and Reevaluating Your Finances

Looking Forward to 2021: Setting a Budget and Reevaluating Your Finances

We can all agree that 2020 was a crazy year. Luckily, with every new year comes the opportunity to improve, and there’s no better place to focus your efforts than on finances. By setting a budget for the new year and planning fresh financial goals,

Dec 11, 2020 |

How Much of My Income Should Go to My Mortgage?

How Much of My Income Should Go to My Mortgage?

Back in the U.S. housing boom in the early 2000s, mortgage money flowed freely, with many borrowers being qualified for more loan than they could actually afford. When the housing bubble burst and the entire economy took a hit, those same home buyers ofte

Dec 09, 2020 | Interest Rates Preapproval Mortgage Advice

Is My Credit Score Good Enough for a Mortgage?

Is My Credit Score Good Enough for a Mortgage?

With interest rates near all-time lows, now is a perfect time to get a good deal on a mortgage. Of course, every refinance or home purchase loan has borrower requirements to be met, including a decent credit score. How do you know if your credit score is

Dec 02, 2020 |

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Ready to Fund Your Dreams?

Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - contact us today to begin.

 

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