TILA-RESPA Integrated Disclosures (TRID)
Big Changes Coming on October 3, 2015

Background & Reasons for Change

The initial disclosure will be known as the Loan Estimate, replacing the GFE and Early TIL. The disclosure for settlement will be known as the Closing Disclosure, replacing the Final TIL and HUD-1.

For additional information and form samples, visit cfpb (Consumer Financial Protection Bureau) at