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Ready to Fund Your Dreams?

Our team of local experts are ready to help.

 

 

PURCHASE REFINANCE

Funding Our Neighbors' Dreams

Benchmark Mortgage Companies, an affiliate of Tidewater Home Funding, serves mortgage financing needs throughout the Greater Richmond region and Shenandoah Valley including Glen Allen, Chesterfield, Henrico, Midlothian, Waynesboro and beyond. Our local team simplifies the homebuying and mortgage refinancing process with tailored mortgage loan solutions. Our experienced local loan officers will provide you with the tools and knowledge for a smooth journey to homeownership. Whether you're a first-time buyer or seasoned, we'll keep you informed every step of the way.

 

CONTACT

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Accessbile

Receive personalized assistance tailored to your unique mortgage needs and support throughout the loan process. 

Locally Owned

A local mortgage lender understands the nuances of the local market helping you to navigate the homebuying process more efficiently.

Loan Program Variety

Offering different loan programs means you have more options to choose from allowing you to find the loan program that best fits your financial and lifestyle needs.

Conventional Loans

Typically featuring better rates, terms and/or lower fees than other mortgage loan types. The most common Conventional mortgage loans are fixed rate mortgages and adjustable-rate mortgage loans.

 

PROGRAM FEATURES

FHA Loan Programs

FHA mortgage loans offer a low-down payment and flexible guidelines for prospective homebuyers. A FHA loan is insured by the Federal Housing Administration.

PROGRAM FEATURES

VA Loan Programs

Military service members have unique mortgage needs. A VA loan is guaranteed by the U.S. Department of Veterans Affairs (VA) and available to most U.S. service members.

PROGRAM FEATURES

Renovation Loans

Whether opting to renovate your existing home to better fit your needs or choosing to purchase a fixer-upper, work with a dedicated team with a record of renovation knowledge, experience and reputation.

 

PROGRAM FEATURES

Refinance Loan Programs

Your needs and situation change over time so why shouldn't your mortgage? Now may be the right time for you to refinance to a lower rate mortgage.

PROGRAM FEATURES

Reverse Mortgage Loans

A Reverse mortgage is available to homeowners who have built up considerable home equity and are 62+ years old. 

PROGRAM FEATURES

Resource Center

Featured Articles

The homebuying process can be overwhelming. Our blogs offer a bite-sized approach at educating you through the homebuying and refinancing process.

Mortgage Calculators

Purchasing a home is a significant investment. Our easy-to-use mortgage calculators allow you to estimate your monthly payment so you stay comfortably within your budget.

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Your Experience is Our Priority

Your local lending partner, our team strives to exceed your expectations before, during and after the mortgage process.

Thomas was exceptional to work with......always friendly and easy going but always with pertinent answers....we ended up pulling a contract on one house and then finding another and he handled that transition with integrity and kindness.....we would highly recomment his services.....thank you so much....carol ann and michael

Carol Ann Walter

Steven and Benchmark Mortgage was great and a thrill to work with and wouldn't rank anyone above them.

Jonathan R.

Thomas St. John was a pleasure to work with... He understood my needs and timing and worked hard to make sure I had everything
needed so that we could go to closing much faster than I could have imagined. His follow through with details before, during, and after
the process made it a better experience. Should I ever need another loan for refinance or purchase, I will stop and shop Benchmark
first... Thanks!!!

Brian K.

Nothing! Steven was extremely knowledgeable and helpful. He was ALWAYS accessible, professional, and understanding. He will be
my first and only recommendation to Family, Friends, and Colleagues!

Barry N.

Thomas St. John is amazing! He explained everything so well and was able to work with my hectic work schedule to
get everything finished. He is very personable and makes you feel like you're more than just a customer. He even
attended my closing.

J. Tharp

Benchmark was a fantastic company to deal with. They were always there whenever I had questions and even took
the time to meet with us when we were so confused. They are professional and very knowledgeable. They never
made me feel like I had a stupid question. They are very reliable and are great at explaining things and processes.

Elizabeth W.

I was very pleased working with Steven D'Antonio and the Benchmark Mortgage team. They offered a high level of
customer service and were very communicative throughout the process. They have this done to an art and are able
to troubleshoot and provide insight on what to expect during the home buying process. I would recommend them to
anyone!

Jonathan R.

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Ready to Start Your Journey Towards Homeownership?

Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - apply today to begin.

 

APPLY NOW