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Ready to Fund Your Dreams?

Our team of local experts are ready to help.

 

 

Funding Our Neighbors' Dreams

Benchmark Mortgage Companies serves the mortgage financing needs throughout the Greater Richmond region and Shenandoah Valley including Glen Allen, Chesterfield, Henrico, Midlothian, Waynesboro and beyond. Our local team simplifies the homebuying and mortgage refinancing process with tailored mortgage loan solutions. Our experienced local loan officers will provide you with the tools and knowledge for a smooth journey to homeownership. Whether you're a first-time buyer or seasoned, we'll keep you informed at every step.

 

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Accessbile

Receive personalized assistance tailored to your unique mortgage needs and support throughout the loan process. 

Locally Owned

A local mortgage lender understands the nuances of the local market helping you to navigate the homebuying process more efficiently.

Loan Program Variety

Offering different loan programs means you have more options to choose from allowing you to find the loan program that best fits your financial and lifestyle needs.

Conventional Loans

Typically featuring better rates, terms and/or lower fees than other mortgage loan types. The most common Conventional mortgage loans are fixed rate mortgages and adjustable-rate mortgage loans.

 

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FHA Loan Programs

FHA mortgage loans offer a low-down payment and flexible guidelines for prospective homebuyers. A FHA loan is insured by the Federal Housing Administration.

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VA Loan Programs

Military service members have unique mortgage needs. A VA loan is guaranteed by the U.S. Department of Veterans Affairs (VA) and available to most U.S. service members.

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Renovation Loans

Whether opting to renovate your existing home to better fit your needs or choosing to purchase a fixer-upper, work with a dedicated team with a record of renovation knowledge, experience and reputation.

 

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Refinance Loan Programs

Your needs and situation change over time so why shouldn't your mortgage? Now may be the right time for you to refinance to a lower rate mortgage.

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Reverse Mortgage Loans

A Reverse mortgage is available to homeowners who have built up considerable home equity and are 62+ years old. 

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Resource Center

Featured Articles

The homebuying process can be overwhelming. Our blogs offer a bite-sized approach at educating you through the homebuying and refinancing process.

Mortgage Calculators

Purchasing a home is a significant investment. Our easy-to-use mortgage calculators allow you to estimate your monthly payment so you stay comfortably within your budget.

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Your Experience is Our Priority


Your local lending partner, our team strives to exceed your expectations before, during and after the mortgage process.

Carter has been a wonderful lender for our clients and someone we can always count on. She's quick, responsive, creative and proactive and always has our clients' best interest at heart. She's our go-to lender not only for our buyers, but for anything we purchase ourselves. Highly recommend!

Randy

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Ready to Start Your Journey Towards Homeownership?

Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - apply today to begin.

 

APPLY NOW