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Jumbo Loan Programs

A mortgage loan option that exceeds the conforming loan limit.

A Jumbo mortgage loan is for loan amounts above the conforming loan limit and is not eligible to be purchased, securitized, or guaranteed by Fannie Mae or Freddie Mac. Jumbo loan programs are generally offered as 15-year and 30-year Fixed-Rate Mortgages or as competitive Adjustable-Rate Mortgage (ARM) loan products with full documentation, alternate documentation, and limited documentation.

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JUMBO Fixed Loan Program

Program features:

Available in 10-year, 15-year, 20-year, and 30-year programs
No private mortgage insurance (PMI)
Loan amounts from $726,201 to $1,500,000
Maximum loan-to-value (LTV) of 85% for primary residences; maximum LTV of 75% for second homes
For purchase or refinance (rate/term)
Available for primary residences and second homes

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This is not a commitment to lend. All loans subject to program guidelines including credit and property approval. If refinancing an existing loan, the total finance charges may be higher over the life of the loan.

Your Experience is Our Priority

Your local lending partner, our team strives to exceed your expectations before, during and after the mortgage process.

Ready to Fund Your Dreams?

Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - apply today to begin.

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