Questions to Ask Your Mortgage Lender

Questions to Ask Your Mortgage Lender

Buying a home or refinancing usually involves taking out the biggest loan of your life. It's important to make sure you understand everything that goes into that mortgage and what will be required of you as a borrower. Here are the most essential ques

Dec 16, 2020 | Mortgage Conventional Loans

Looking Forward to 2021: Setting a Budget and Reevaluating Your Finances

Looking Forward to 2021: Setting a Budget and Reevaluating Your Finances

We can all agree that 2020 was a crazy year. Luckily, with every new year comes the opportunity to improve, and there’s no better place to focus your efforts than on finances. By setting a budget for the new year and planning fresh financial goals,

Dec 11, 2020 |

How Much of My Income Should Go to My Mortgage?

How Much of My Income Should Go to My Mortgage?

Back in the U.S. housing boom in the early 2000s, mortgage money flowed freely, with many borrowers being qualified for more loan than they could actually afford. When the housing bubble burst and the entire economy took a hit, those same home buyers ofte

Dec 09, 2020 | Interest Rates Preapproval Mortgage Advice

Is My Credit Score Good Enough for a Mortgage?

Is My Credit Score Good Enough for a Mortgage?

With interest rates near all-time lows, now is a perfect time to get a good deal on a mortgage. Of course, every refinance or home purchase loan has borrower requirements to be met, including a decent credit score. How do you know if your credit score is

Dec 02, 2020 |

How the Eviction Moratorium Affects Landlords and Their Mortgages

How the Eviction Moratorium Affects Landlords and Their Mortgages

At the beginning of the coronavirus pandemic, the U.S. government declared a six-month moratorium on all rental evictions, in an effort to prevent mass homelessness as millions lost their jobs. That moratorium has since been renewed by the Trump Administr

Nov 18, 2020 |

How to Prep Your Home for Winter (and Save Money)

How to Prep Your Home for Winter (and Save Money)

Whether owning or renting a home, there is one thing we all have in common - wanting to save money on our monthly expenses. Considering that winter is one of the most expensive seasons, it makes sense to try to reduce those seasonal expenses as best we ca

Nov 13, 2020 |