804-424-2200
aklein@tidewaterhomefunding.com
Apply Now
Secure Doc Upload
Benchmark Mortgage Companies Logo

Ali Klein

NMLS ID 41552

804-424-2200 aklein@tidewaterhomefunding.com

Blog

Blog Image: Should I Pay Off Student Loans with a Home Refinance?

Should I Pay Off Student Loans with a Home Refinance?

In today’s unpredictable COVID-19 employment environment, many Americans are feeling an economic pinch. Those who have student loans received temporary relief with the government CARES Act, but when that ends, some borrowers may be wondering how they are going to make their payments again. For homeowners, it may be possible to get a refinance loan to pay off all the student loan debt. But is this a smart solution? Pros of Paying off Student Loans with Refinance Money By taking out a refinance mortgage to pay off student loans, borrowers can consolidate their debts into one payment....

October 21st, 2020 | Refinancing a Home, Should I Pay Off Student Loans with a Home Refinance?

Blog Image: How to Make Your Home More Energy Efficient

How to Make Your Home More Energy Efficient

Are you thinking about making your home more energy efficient? You can make both small and big changes to drastically reduce the amount of energy you consume in your home each month, and actually lower your electricity bill! As with most technology, solar panels have become more affordable over the years, and harnessing solar energy to power your home is more doable than ever. Most commonly, people install PV solar panels (photovoltaic). These are what you see on people’s roofs and over parking lots, etc. Although not necessarily cheap to install, solar panels provide cost-saving bene...

October 15th, 2020 How to Make Your Home More Energy Efficient

Blog Image: How Often Can I Refinance?

How Often Can I Refinance?

You refinanced your home mortgage a few months ago, but interest rates have dropped dramatically since that time. Or perhaps you have had a financial emergency pop up and it would be really helpful to tap some of your home equity with a cash-out refi. Is it possible to refinance again? And should you? Specific Loan Requirements While borrowers can refinance as many times as they want, there may be specific waiting periods based on your particular loan. For example, a “seasoning” period of six months is the standard wait for most conventional lenders. If you refinance with ano...

October 14th, 2020 | Refinancing a Home, How Often Can I Refinance?

Blog Image: How to Get a Small Dollar Mortgage Loan

How to Get a Small Dollar Mortgage Loan

Buying a house is a straightforward process, right? You line up a lender, you find the right house and you get a mortgage to buy it. While this is the case in much of the country, there are plenty of regions where the home prices are too low for traditional home loans. How can a loan be “too small?” And where can buyers find alternate funding options? Small Dollar Mortgages Defined Most home loans under $100,000 are considered to be small dollar mortgages. In 2019, less than 10% of all U.S. single-family or condominium home purchases were for $100,000 or less. That’s a ...

October 7th, 2020 | First-time Homebuyers, Purchasing a Home, How to Get a Small Dollar Mortgage Loan

Blog Image: Why This Fall Might Be the Best Time to Buy a House

Why This Fall Might Be the Best Time to Buy a House

The U.S. housing market has been in overdrive for the past several months, as buyers play catch up after the coronavirus pandemic shut down most home-shopping in the spring. Existing home sales in June and July both grew by more than 20% while inventory fell almost 33% in July. As we turn the corner into fall, you may be wondering if the market is too hot to buy. While it's impossible to predict exactly what the housing scene will look like, there are still several reasons why this 2020 autumn might be the best time to buy a home. Competition Could Decrease Fall is traditionally the ...

September 30th, 2020 | Interest Rates, Purchasing a Home, Why This Fall Might Be the Best Time to Buy a House

Blog Image: How to Shop Smarter and Avoid Buyer's Remorse

How to Shop Smarter and Avoid Buyer's Remorse

Since the onset of COVID-19, and the subsequent shelter-in-place ordinances, spending has generally decreased for Americans. Consumer preference shifts for essentials and reflecting on our values are shaping how we think about spending our time and money moving forward. Consumer marketing experts are predicting that these preferential shifts will not change post-COVID, but will persist long after life goes back ‘to normal’. We all experience buyer’s remorse in some form or another at some point. Whether it’s as small as splurging on a fancy coffee shop drink or buyin...

September 29th, 2020 How to Shop Smarter and Avoid Buyer's Remorse

Pages: 1 2 3 4 5 6 7 8 9 10 11 Next >