Mortgage News and Notes Blog

Should I Refinance into a 15-year Mortgage Now?

Should I Refinance into a 15-year Mortgage Now?

Mortgage interest rates are at all-time lows right now. It’s obviously a great time to refinance for lower rates and payments. Perhaps you are interested in paying off your mortgage loan faster though. Is refinancing into a shorter loan a good idea

Aug 26, 2020 | Refinancing a Home

How Does Your Credit Affect the Mortgage Application Process?

How Does Your Credit Affect the Mortgage Application Process?

There are a few things that play very important roles in the mortgage process when buying a new home. One of the most important ones? Your credit. We are accustomed to our credit impacting things like interest rates on auto loans or approval for new cred

Aug 26, 2020 |

How Bad Is It to Miss a Mortgage Payment?

How Bad Is It to Miss a Mortgage Payment?

No one signs a mortgage contract thinking they won’t be able to keep up with the payments. And yet life sometimes throws us curveballs. The recent coronavirus crisis, for example, has sent millions into unemployment and a state of financial unc

Aug 20, 2020 | Mortgage Advice

How to Set Up the Best Work From Home Space

How to Set Up the Best Work From Home Space

Even pre-quarantine, more and more Americans were starting to work from home. Calls and meetings were going virtual, companies were finding cost-savings in remote employees, and the rise of the gig economy paved the way for atypical workstyles. Figuring o

Aug 13, 2020 |

Do You Have Enough Money to Buy a House?

Do You Have Enough Money to Buy a House?

When potential buyers are ready to begin their dreams of homeownership, they often start by looking at real estate listings. The asking prices are the starting point for determining how much home a buyer can afford, but there are plenty of other costs and

Aug 12, 2020 | Purchasing a Home

How are Mortgage Interests Rate Determined?

How are Mortgage Interests Rate Determined?

Getting the very lowest interest rate is usually top priority for most home loan seekers but mortgage rates can vary widely from day to day and year to year. They are influenced by international and domestic market changes as well as an individual borrowe

Aug 05, 2020 | Interest Rates

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