Mortgage News and Notes Blog

Federal Home Loan Grant Now Extended to Essential Workers During COVID

Federal Home Loan Grant Now Extended to Essential Workers During COVID

As we roll into the new year, it’s important to discuss several grant options that now have enhanced perks and greater accessibility for future homeowners. The grant options come from the Federal Home Loan Bank (FHLB). Previously, FHLB made the gra

Jan 29, 2021 |

6 Tips for Saving a Down Payment as a Renter

6 Tips for Saving a Down Payment as a Renter

Homeownership is the American Dream, and yet with house prices on the rise, it can sometimes feel unattainable if you’re still trying to make a rent payment each month. The average U.S. rent for a two-bedroom apartment as of June 2020 was $1,917, ac

Jan 27, 2021 | First-time Homebuyers Purchasing a Home

Homebuyer Guide

Homebuyer Guide

Congratulations on your decision to buy a new home! This is a big step, and we're glad we can be here to help you with this important life change. We've compiled this 10 step guide to help you with this journey where we break down the barriers tha

Jan 26, 2021 |

Why ARM Loans Don’t Make Much Sense Right Now

Why ARM Loans Don’t Make Much Sense Right Now

If you are looking to buy a home soon or to refinance your current mortgage, you know that interest rates are very low.  In recent weeks, the average rate on a 30-year fixed-rate mortgage is below 3%. In fact, rates have been setting record lows

Jan 20, 2021 | Interest Rates

Homeownership Fees to Consider When Buying a Home

Homeownership Fees to Consider When Buying a Home

Purchasing a home is an extremely exciting, yet daunting task for any buyer. Searching for a home, finding a loan officer, choosing a real estate agent and closing on the home are all a part of the process of purchasing. These steps and processes are comm

Jan 15, 2021 |

4 Predictions for the 2021 Mortgage Market

4 Predictions for the 2021 Mortgage Market

The 2020 housing market surprised everyone by quickly bouncing back after slumping during the first few months of the coronavirus pandemic. What might the coming year hold as the country continues to fight its way through this crisis? The experts at the N

Jan 13, 2021 |