Mortgage News and Notes Blog

Buying a Vacation Home: A Quick Guide

Buying a Vacation Home: A Quick Guide

Having a second home for weekend or summer escapes is a priority for many Americans. If you’re interested in buying a vacation home, here’s a quick guide to the essential steps: Determine If You are Buying a Second Home or a Rental Property Many people re

Sep 06, 2022 | Purchasing a Home

Loan Application Document Checklist

Loan Application Document Checklist

        As the mortgage financing process progresses, our team will request various documentation from you as we review your loan application. Please see below a list of documents commonly requested for when purchasing or refinancing.   Loan Application D

Sep 06, 2022 |

Additional Affordable Housing Funding Available

Additional Affordable Housing Funding Available

                  As a member of the Federal Home Loan Bank (FHLB) of Atlanta, our team was recently notified FHLB has released an additional $5 million dollars for the Affordable Housing Program (AHP) Homeownership Set-Aside Program. Funding is based on

Aug 30, 2022 |

Will Getting a Mortgage Help My Credit Score?

Will Getting a Mortgage Help My Credit Score?

While buying a house, your credit score is very important to securing mortgage funding. But what about after you close on the sale? How will a home loan affect your credit? The good news is that in most cases, obtaining and paying a mortgage will actually

Aug 30, 2022 | Credit

Answers to the Most Frequently Asked Jumbo Loan Questions

Answers to the Most Frequently Asked Jumbo Loan Questions

If you live in one of our nation’s pricier areas or if you want to buy a home significantly above the median price for your area, you’ll probably need a jumbo loan. If you’re not familiar with these types of mortgages, here are some of the frequently aske

Aug 23, 2022 | Purchasing a Home

Your Mortgage Application Document Checklist

Your Mortgage Application Document Checklist

Once you find the perfect house and your offer is accepted, it is time to turn your attention to lining up the financing. If you’ve never applied for a mortgage loan before, or if it’s been many years since your last home purchase, the process of collecti

Aug 16, 2022 | Purchasing a Home